Financial insights from a modern advisory.
News & Media
Something went wrong. Please refresh the page and/or try again.
What’s on your mind financially?
OBFI Blog & Insights
-
⋅
6–9 minutesread
What Is Margin Investing, and What Is a Long-Short Strategy?
A growing number of investors are borrowing against their portfolios to pursue higher returns and tax…
-
⋅
5–7 minutesread
What Is Tokenization, and How Does It Apply to Stocks, Real Estate, and Other Assets?
If you follow financial markets, you are going to hear a lot more about tokenization. Just…
-
⋅
3–5 minutesread
Introducing Flat Fee 360
One Relationship. One Strategy. One Annual Flat Fee. Financial decisions rarely happen in isolation. A business…
-
⋅
4–6 minutesread
OBFI Selects RightCapital for Financial Planning
Turning Goals Into Action When most people hear the words financial plan, they picture a thick…
-
⋅
2–3 minutesread
OBFI Selects FuturePlan for 401(k)s for Owners
Your Business Can Do More Than Generate Income For many business owners, the business is their…
-
⋅
1–2 minutesread
OBFI is proud to be a member of the Fee-Only Network
Oberdorfer Financial is proud to be a member of the Fee-Only Network, a directory and organization…
-
⋅
2–3 minutesread
OBFI is proud to be a member of NAPFA (National Association of Personal Financial Advisors)
Oberdorfer Financial is proud to be a member of the National Association of Personal Financial Advisors…
-
⋅
1–2 minutesread
OBFI is proud to be a member of XYPN (XY Planning Network)
Oberdorfer Financial is proud to be a member of XY Planning Network (XYPN), a national network…
-
⋅
4–5 minutesread
Part 3: Closing the Gap Between Tax Strategy and Financial Planning for Business Owners
Most business owners already have professionals around them. They often have a CPA, a banker, legal…
-
⋅
4–6 minutesread
Part 2: Case Study, Allen vs. Brenda
Same Business. Different Outcome. Why? Two business owners can operate in the same industry, generate similar…
-
⋅
4–6 minutesread
Part 1: The Evolution of the American Small Business Owner (1980–2025)
The American small business owner has changed dramatically over the past 45 years — and understanding…
-
⋅
2–3 minutesread
OBFI Presents at the Ohio Society of CPAs
Recently, I had the opportunity to present three separate 25-minute sessions at the Ohio Society of…
-
⋅
3–4 minutesread
Investing with “Trump Accounts” (And What Are They?)
When new savings vehicles enter the financial landscape, it is worth slowing down long enough to…
-
⋅
3–4 minutesread
Understanding Private Equity
Ownership, Opportunity, and the Long View At Oberdorfer Financial, we believe your money should always be…
-
⋅
3–4 minutesread
What Are Crypto Exchanges?
Understanding How Digital Assets Are Bought, Sold, and Stored At Oberdorfer Financial, we believe every investment…
-
⋅
3–4 minutesread
What Is Crypto Cold Storage?
Understanding How Offline Storage Protects Digital Assets And when it comes to cryptocurrency, few topics matter…
-
⋅
2–3 minutesread
What Are Crypto ETFs?
A Simpler Way to Invest in the Digital Asset Space For some clients, that mission includes…
-
⋅
3–4 minutesread
Understanding Crypto and Blockchain Technology
How Oberdorfer Financial Helps Clients Navigate This New Asset Class And that doesn’t mean ignoring innovation.…
-
⋅
4–6 minutesread
In the Arena with Chris and Taylor: Their Journey to Clarity
Knowing where you stand, helps you decide feel oriented and can create energy to pursue your…
-
⋅
3–5 minutesread
Why Your Advisor Should Have Your Past Tax Returns Too
Past tax returns give your Arena Investor Advisor important understanding and insight to better serve you…
-
⋅
3–5 minutesread
What Is Direct Indexing Exactly?
Learn about Direct Indexing, and read about Teddy and Ann Roosterbelt, as an example couple…
-
⋅
3–5 minutesread
What a Potential Fed Rate Cut Means for Markets: Key Insights for Investors
The Federal Reserve adjusts interest rates to balance economic growth and inflation. After a period of…
-
⋅
4–6 minutesread
What Is the “Bond Market?”
Should your portfolio include bonds? Let’s take a look.
-
⋅
4–7 minutesread
Building Wealth for Financial Independence: Why real estate ownership matters
Breaking-even as a renter, compared to owning, still means you have no asset at the end…
-
⋅
1–2 minutesread
How Well-Built Financial Plans Pave the Way for Financial Independence
Financial Independence is tough if you just cobble it together. Instead, use a thorough check-list style…
-
⋅
7–10 minutesread
Your Tax-Advantaged Investing Guide: Start here
Start with this guide, which introduces each of the topics in the Tax-Advantaged Investing Hub; then…
-
⋅
8–12 minutesread
401(k) Contributions Up to Your Employer Match: Checklist included
Your #1 tax-advantaged investing priority is 401k contributions up to your employer’s match are an important…
-
⋅
8–13 minutesread
How HSAs Can Power Financial Independence: Checklist included
Your #2 tax-advantaged investing priority is establishing and maxing-out the triple tax-advantaged HSA
-
⋅
9–13 minutesread
Maxing-Out Your Roth IRA: Checklist included
Your #3 tax-advantaged investing priority is maxing-out your Roth IRA, or completing a Backdoor Roth conversion…
-
⋅
7–10 minutesread
Maxing-Out Your 401k Beyond Your Employer Match: Checklist included
Your #4 tax-advantaged investment priority is to go beyond the match with your 410k and max-out…
-
⋅
5–7 minutesread
College Savings Plans, 529s and ESAs: Checklist included
Your #5 tax-advantaged investment priority is establishing a College Savings Plan (529 or ESA) for future…
-
⋅
6–9 minutesread
Understanding Investment Management: Aligning your portfolio, real estate, and future goals
Professional, fiduciary investment management can understand you, your goals, and has the judgement to know when…
-
⋅
3–4 minutesread
Add Financial Advice to Aid Your New Year’s Resolution
Executable plans, decision making guidance, an accountability teammate, and your path to Financial Independence matter.
-
⋅
4–6 minutesread
Understanding Financial Planning
Pay off debt, save for upcoming life events, and invest so your money can work for…
-
⋅
3–4 minutesread
Understanding Total Term
This is how you know if you can retire – understand how it’s calculated so you…
-
⋅
2–4 minutesread
Understanding Equity Rate
Are you over-exposed or under-exposed to equities and market volatility – get an assessment so you…
-
⋅
3–4 minutesread
Understanding Real Estate Rate
Real Estate is a powerful wealth builder – ensure you understand its impacts so you can…
-
⋅
2–4 minutesread
Understanding Insurance Rate
Learn how to be properly insured – so you can actually enjoy the journey!
-
⋅
3–4 minutesread
Understanding Burn Rate
Regardless of your income you need to know your Burn Rate to optimize your finances and…
-
⋅
3–4 minutesread
Understanding Liquid Term
How long can you sustain your current lifestyle or cover expenses using only your liquid assets…
-
⋅
4–5 minutesread
Understanding Tax Rate
Are you paying too much in taxes? Most people are missing deductions, investments, and other ways…
-
⋅
2–4 minutesread
Understanding Qualified Term
Reduce your current tax bills, and ensure you have a sufficient retirement plan – so you…
-
⋅
3–4 minutesread
Understanding Savings Rate
Savings is a critical step for life’s upcoming important moments and goals – ensure you have…
-
⋅
3–4 minutesread
Understanding Debt Rate
And great ways to get debt under control so you can level up your finances!
-
⋅
2–3 minutesread
OBFI Selects Altruist as Custodian
Enhancing Investment Management Services with a Modern Custodial Experience
-
⋅
2–3 minutesread
OBFI Selects Elements for Financial Planning
Arena Investor is committed to leveraging technology in order to continually add more value to our…
-
⋅
1–2 minutesread
Every Day the Market Overreacts: Capitalize on That
Market overreactions can be an excellent opportunity to add to your existing positions.
-
⋅
6–10 minutesread
Classical Economics #3: The Business Cycle
Great investors stay the course and think long because they understand the Business Cycle.
-
⋅
5–7 minutesread
A Brief Description of The Investor Mindset
Build upon a foundation of learning, independent thinking, emotional poise, seeing trends, and being financially ready.
-
⋅
5–7 minutesread
Classical Economics #2: Growth
What are GDP, Real GDP, and how do economists understand and compare their nation’s economic health?
-
⋅
6–10 minutesread
Classical Economics #1: Intro & Economic Growth
Keynesian Economics and Milton Friedman help define our economic knowledge.
-
⋅
3–4 minutesread
What Is Investment-Savings?
And how it can accelerate you reaching your savings goals for a car, down payment, wedding,…
-
⋅
6–9 minutesread
The Power of Dividend Investing: A path to financial freedom for generations
Whether you’re about 30 looking to make work optional in your 50s, in your 40s preparing…
-
⋅
5–8 minutesread
Managing Student Debt: A guide for young professionals
Student debt is one of the most significant financial hurdles facing young professionals today, particularly those…
-
⋅
5–8 minutesread
Why an Emergency Fund is Essential (and How to Build One)
An emergency fund is an assurance policy, and serves as a safety net, helping you manage…
-
⋅
6–9 minutesread
The Key to Financial Independence: Planning, saving, and growing cashflow
Planning for financial independence (or retirement if you prefer the term) is about much more than…
-
⋅
5–7 minutesread
Why Wills & Trusts Are Essential for All Families – including those protecting Social Security benefits – not just the wealthy
When people hear about wills and trusts, they often think of tools meant only for the…
-
⋅
3–4 minutesread
Home Buyers: Use integrated financial planning plus home-buying planning
What is likely your biggest investment ever should not be done in a vacuum with just…
-
⋅
5–7 minutesread
Smart Business Strategies for Business Owners: Enhance employee satisfaction and lower your tax burden
For business owners, retaining and recruiting top talent while managing costs is a constant challenge. By…
-
⋅
6–9 minutesread
The Dividend DRIP Portfolio: Use this powerful money machine for financial independence, life events, and your legacy
The Dividend DRIP Portfolio is designed for individuals seeking long-term, passive income while building wealth through…
-
⋅
6–9 minutesread
The Key to Financial Independence: Planning, saving, and growing future cashflow
Planning for financial independence (or retirement if you prefer the term) is about much more than…
-
⋅
4–6 minutesread
Understanding Financial Planning
In your 20s, 30s, and 40s, the concept of financial planning might seem overwhelming, but it’s…
Articles, White Papers & Research by various authors
Vanguard economic and market outlook for 2026
Key insights on their views for 2026.
Vanguard — Celebrating Advisor’s Alpha
Key insights on the value financial advisors have brought to clients over decades of work.
Fidelity — Building Financial Futures
Key insights on the significance of 401(k)s and retirement plans.
