Oberdorfer Financial is proud to be a member of XY Planning Network (XYPN), a national network of fee-only financial advisors focused on transparent, fiduciary financial advice.
The financial advice industry has changed significantly over the years, but many people are still unsure how advisors are compensated, what conflicts may exist, or whether recommendations are truly aligned with their goals.
That uncertainty is part of why the fee-only model matters.
At Oberdorfer Financial, we believe advice should be straightforward:
Clients pay us directly for advice, planning, and investment management. We do not earn commissions for selling products, and we do not receive compensation from outside companies for recommending investments or financial products.
It’s key to why we describe ourselves as Next Gen Advisors.
Our focus is helping clients build coordinated financial systems around their goals, responsibilities, and long-term plans.
That can include:
- Financial planning
- Investment management
- 401(k) initial setup coordination, ongoing administration coordination, and ongoing investment management
- Real estate decision-making
- Risk and tax planning considerations
- Business-owner planning
We also believe modern financial advising should go beyond narrow product conversations.
Many important financial decisions involve specialized topics that require additional education, certifications, licensing, or technical understanding. Rather than using that knowledge primarily to sell products, we prefer to use it to help clients make informed decisions.
In other words:
Specialty advice without the sales pressure.
For example, a business owner may need guidance around retirement plans, entity structure considerations, liquidity management, or long-term diversification. A family may need help evaluating real estate decisions, investment concentration, or retirement timing. The goal is not simply to “sell something.” The goal is to help clients think clearly, understand tradeoffs, and move forward intentionally.
That philosophy aligns closely with the broader fee-only movement and with XYPN’s mission of modern, transparent, client-centered financial advice.
At Oberdorfer Financial, we describe this approach simply:
Fee-only. Fiduciary. No hidden fees. Comprehensive. Fiercely independent.
We believe financial advice works best when relationships are built on alignment, trust, transparency, and long-term thinking.
And as financial decisions become increasingly interconnected, we believe clients deserve advice aligned with their mission — not their assets.
Truly,
Matt Oberdorfer
Founder & Financial Advisor
Oberdorfer Financial at OBFI.com
Personal Wealth × Business Wealth
Planning • Investing • 401(k)s
Financial planning and asset management that helps coordinate your financial life—bringing together personal wealth, business wealth, real estate, taxes, retirement, and specialty advice to improve your long-term financial trajectory.
What’s on your mind financially? → Schedule a 10-minute introductory call here.
Disclaimer: This content is for informational and educational purposes only and should not be considered investment, tax, legal, or insurance advice. Asset location strategies are not appropriate for every investor and should be evaluated based on individual circumstances. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.
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